The Impact of Microfinance: An Empirical Study of Beneficiary Perspective

Gyan Management Journal
Year: 2015 (Jan-Jun), Volume: (9), Issue. (1)
First page: (43) Last page: (53)
Online ISSN: A/F
Print ISSN: 2250-348X

The Impact of Microfinance: An Empirical Study of Beneficiary  Perspective
Dr. Monica Sharma

1Associate Professor, Institute of Innovation in Technology and Management, New Delhi.

Corresponding author email id:

26 Mar 2015

24 Apr 2015

Online Published:
05 May 2015

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The objective of the paper is to study the impact of microfinance in India on clients’ income level,  educational level, social status and women empowerment. The perspectives of the beneficiaries  regarding the impact of microfinance are further segregated in terms of demographic variables  namely gender, age monthly income and education level. By and large it has been held that  microfinance has brought significant impact on clients’ income level, educational level, social status  and women empowerment.  


Impact of Microfinance, quality life, women empowerment.