Women’s Participation in Financial Decisions in Rural and Urban Haryana

Authors

  • Ruchi Ph.D. Scholar,Department of Sociology, CCS Haryana Agricultural University, Hisar, Haryana, India
  • Vinod Kumari Professor & Head,Department of Sociology, CCS Haryana Agricultural University, Hisar, Haryana, India
  • Subhash Chander Assistant Professor, Department of Sociology, CCS Haryana Agricultural University, Hisar, Haryana, India
  • Joginder Singh Malik Professor, Department of Agricultural Extension Education, CCS Haryana Agricultural University, Hisar, Haryana, India
  • Suman Ghalawat Associate Professor, Department of Business Management, CCS Haryana Agricultural University, Hisar, Haryana, India

DOI:

https://doi.org/10.48165/IJEE.2024.60209

Keywords:

Working women, Non-working women, Employment, Decision making, Financial matters

Abstract

Women the silent architects of society, weave the fabric of families and communities. Their influence extends far beyond the confines of their homes, shaping the very essence of progress. In the intricate dance of life; women’s decisions resonate powerfully in the realm of financial activities. By empowering women to actively participate in economic matters, we bridge long standing gaps and pave the way for collective growth. India, a tapestry of diversity, thrives when its women thrive. Their financial literacy becomes the compass guiding us toward prosperity and the investment not only in their well-being but also in their knowledge, is required. Keeping this in view, the study was carried out on a sample size of 256 respondents in the districts of Hisar and Kaithal during 2023. The study was on the working and non-working women of Haryana. The results showed that working and non-working women of rural area had less involvement in financial matters as compared to urban women. Among the non-working women, more than one third of the respondents took decisions independently related to purchase of clothes, purchase of daily food articles and purchase of utensils. 

Downloads

Download data is not yet available.

References

Baliyan, K. (2014). Factors affecting participation of woman in household decision making: implication for family welfare and agriculture development. www.indiastat.comJune - July, 2014

Banerjee, A., Rampal, V. K., & Ray, P. (2022). Knowledge level of DAESI and non-DAESI dealers for paddy and wheat cultivation in Punjab. Indian Journal of Extension Education, 58(3), 42–45. https://doi.org/10.48165/IJEE.2022.58309

Chandra, S., Singh, A. K., Ghadei, K., & Pradhan, S. (2023). Exploring the relationship between socio-economic factors and ICT adoption among farmers. Indian Journal of Extension Education, 59(3), 54–57. https://doi.org/10.48165/IJEE.2023.59310

De, H. K., Saha, G. S., Mahapatra, A. S., Mohanty, U. L., Rath, D. P., Shasani, S., Sahoo, B., &Panigrahi, A. (2023). Measuring women

empowerment in aquaculture – an empirical study. Indian Journal of Extension Education, 59(2), 108–112.

Gaur, A., Julee, & Sukhija, S. (2011). Difference in Gender Attitude in Investment Decision Making in India. Research Journal of Finance and Accounting, 2(12), 1-6.

Jan, M. (2014). Impact of socio-economic status of women’s desire for social freedom (DSF). Zenith International Journal of Multidisciplinary Research, 4(1), 12-15.

Juyal, S., & Singh, M. (2009). Role of females in family buying decision making - a study among females in Uttrakhand vision: The Journal of Business Perspective, 13(4), 15-23.

Kansal, P., & Zaidi, N. (2015). Investment behavior of women in India. In: International conference on Business Innovation and IT. Uttar Pradesh, pp. 2-3.

Khan, J. (2020). Women empowerment and employment gender studies background of the study. Thesis submitted to International Islamic university, Islamabad www.importantindia.com/20816/women-in india-role-and-status-of-women-in-india/

Khan, S., & Sajid, M. R. (2011). Effects of women’s education and marriage period on their decision making power at household level in Gujarat – Pakistan. Middle-East Journal of Scientific Research, 8(2), 407-415

Kuppusamy, D. (2021). Women in decision making roles in India: An analytical study. International Journal of human Rights, 9(2), 101-109.

Malone, K., Stewart, S., Wilson, J., & Korsching, P. (2009). Perceptions of financial well-being among American women in diverse families.Journal of Family and Economic Issues, [online] 31(1), 63-81. https://doi.org/10.1007/s10834-009-9176-5

Mehta, M., & Saraswat, S. (2014). Decision making pattern of working and nonworking women in family affair. Shrinkhala, 1(6), 33-38. Nain, M. S., & Kumar, P. (2010). A study of women participation and decision making in farm management. Journal of Community

Mobilization and Sustainable Development, 5(1), 67-71. Namdeo, P. R. (2017). Impact of education on decision-making ability of women. International Journal of Education and Applied Social Science, 8, 431-434.

Paul, M. M., & Reddy, M. V. (2017). Role of men and women in the decision making related to farm and household activities. International Journal of Management Information Technology and Engineering, 5(9), 1-8.

Saravanakumar, P., & Varakumari, J. E. (2019). A comparative study on women empowerment in urban and rural setting in Tamil Nadu. International Journal of Community Medicine and Public Health, 6(3), 1108-1111.

Sharma, M., & Kota, H. B. (2019). The role of working women in investment decision making in the family in India. Australasian Accounting, Business and Finance Journal, 13(3), 91-110.

Sultana, A. M. (2011). Factors on women autonomy and decision making power within household in rural communities. Journal of Applied Sciences Research, 7(1), 18-22.

Yilmazer, T., & Lyons, A. (2010). Marriage and the allocation of assets in women’s defined contribution plans. Journal of Family and Economic Issues, [online] 31(2), 121–137.

Yusof, S. A. (2015). Household decision-making in Malaysia: The Ethnic Dimension. Social Indicators Research, 124, 283-293.https:// doi.org/10.1007/s11205-014-0782-8

Zaimah, R., Masud, J., Haron, S., Sarmila, M., & Awang, A. (2015). Financial decision making among the dual-income families in Malaysia. Mediterranean Journal of Social Sciences, [online] 6(4). https://doi.org/10.5901/mjss.2015.v6n4s3p70

Published

2024-04-05

How to Cite

Ruchi, Kumari, V., Chander, S., Malik, J.S., & Ghalawat, S. (Trans.). (2024). Women’s Participation in Financial Decisions in Rural and Urban Haryana. Indian Journal of Extension Education, 60(2), 47–51. https://doi.org/10.48165/IJEE.2024.60209