A Study of the Operational Performance of India's Public and Private Sector Banks

Abstract

The success of the Indian economy has become one of the  greatest drivers of banking industry development and vice versa,  and the banking sector's progress would be aided by the average  GDP growth of 8.1 percent anticipated from 2011 to 2016. The  financial ratios of both the public and private sector banks  chosen for the research were used to evaluate the institutions'  operational performance. A ratio is a mathematical expression of  a connection between two figures that are linked in some logical  way. Profitability is the most frequently used criterion for  determining a bank's efficiency, and it may be assessed using a  variety of techniques based on various ideas. Various amounts  of profitability ratio and various heads of expenditures to liquid  wealth of categories of banks are examined to determine the  relative efficiency of something like the different types  commercial banks. This paper provides an overview on  operational performance of India’s public and private sector  banks.