Impact of Reforms to the Banking Sector: Profitability Perspective

Authors

  • Janhvee Mishra Research Scholar, Department of Commerce & Management, Sai Nath University, Ranchi, India Author
  • Shantanu Srivastava Associate Professor, Department of Commerce & Management, Sai Nath University, Ranchi, India Author

Keywords:

Bank, Commercial Bank, Banking System, Economy, Reforms

Abstract

Any modern economy's lifeline is the  banking industry. It is one of the crucial financial pillars of  the financial system, and its impact on an economy's success  or failure is crucial. A bank is a business that deals in money  and credit and wants to make money. It is a financial  institution that deals in money because it takes deposits from  the public and keeps them safe in its custody. Additionally,  it offers credit. The primary objective of this research is to  determine whether public sector banks, particularly State  Bank of Hyderabad and Andhra Bank, have adhered to the  Narasimham Committee's recommendations and whether  their performance lives up to those expectations. 

Downloads

Download data is not yet available.

References

Report of Talwar Committee to review Customer Service in Banks 1978.

Report of the Banking Commission, 1972.

Report of the Committee on Customer Service in Banks (M.N. Goporia Committee) RBI, 2019.

Reports of the Currency & Finance, RBI

Report on productivity, efficiency and profitability in commercial banks (Luther Committee), 2020.

Report on working of the monetary system (Chakravarthy Committee), 1985.Report of the working group to review the system of cash credit (Chore Committee), 1991.

Reports on Trend & Progress Banking in India, RBI [8] Statistical Tables Relating to Banks in India, RBI. [9] Agarwal B.P., Commercial Banking in India, the Capital Publishing House, Delhi, 2022.

Amended, Profits and Profitability in Commercial Banks, Deep and Deep Publications, New Delhi, 2017.

Amanita. K.K., towards more Remunerative Development of Credit for Banking Profitability, Macmillan India Limited, New Delhi, 2020,

Bansal A.K., “Changing face of Indian Banking, Towards Safe and Sound Future”, Bank Economists Conference, 2022. [13] Base, A.K. Fundamentals of Banking and Theory and Practices, Fourth Editions, New Delhi.

Base C.R., Commercial Banking in the Planned Economy of India, Mittal Publications, New Delhi.

Biryani S.A.R. Growth of Public Sector Banks, Deep and Deep Publications, New Delhi.

Bharati Pathak., Indian Financial System, Pearson Education, New Delhi, 2021.

Downloads

Published

2022-04-30

How to Cite

Impact of Reforms to the Banking Sector: Profitability Perspective . (2022). International Journal of Innovative Research in Engineering & Management, 9(2), 573–576. Retrieved from https://acspublisher.com/journals/index.php/ijirem/article/view/11175