FinTech & Financial Inclusion: Transforming the Future of Finance
The rapid adoption of technology in the financial sector, accelerated by the pandemic, has revolutionized financial services. Cutting-edge innovations such as AI, ML, Blockchain, and 5G are driving FinTech growth, enabling startups to enhance financial accessibility and digital re-skilling.
Key initiatives like UPI, Fastag, BNPL, BHIM, Startup India, and Digital India are fostering sustainable financial inclusion. With the integration of APIs, QR codes, and IoT, FinTech is reshaping SME financing through JAM (Jan Dhan-Aadhaar-Mobile), B2B, and P2P models, reducing dependency on traditional financial intermediaries.
As Industry 4.0 accelerates digital transformation, FinTech aligns with Sustainable Development Goals (SDGs), reinforcing India’s journey toward inclusive economic growth and financial empowerment.
