Non-Performing Assets of Public Sector Banks for the Financial Year 2022

Abstract

NPA are seen to be essential components  in establishing a bank's profitability. However, banks'  profitability is currently falling as NPAs grow. NPA is  the main problem that the financial institution and the  company are facing. The performance of banks and other  institutions is being harmed by mounting NPAs. To  reduce the effect of NPA losses on the banks, however,  banks must continue to make provisions for NPAs.  Compared to other sector banks, NPAs in public sector  banks are rising faster. According to an analysis of the  aforementioned research from FY'22, SBI, the largest  public sector bank, should be more concerned about its  low Gross NPA compared to its Gross Advance, whereas  CENTRAL BANK OF INDIA should be more concerned  about its high Gross NPA.