Ranjani, R. P. C., and B. Prahalathan. “Determinants of Financial Sustainability (An Empirical Analysis of Co-Operative Rural Banks in Jaffna District, SriLanka) ”. Gyan Management Journal, vol. 5, no. 1, June 2011, pp. 2-14, https://acspublisher.com/journals/index.php/gmj/article/view/732.